Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Pending CFPB rule could lead to flood of foreclosure challenges
Dec 16, 2011If the Consumer Financial Protection Bureau wishes, it could allow borrowers to challenge future foreclosure actions by questioning whether the loan was a “qualified mortgage” in…
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Containing the mortgage bond vigilantes
Nov 01, 2011 -
Does anyone read the law or the Constitution anymore?
Oct 10, 2011 -
Investor sentiment: Get a clue or get out of the way
Aug 30, 2011 -
Renting the way to recovery
Aug 24, 2011 -
How appraiser independence turns creditors into cops
May 05, 2011 -
Housing woes drag down IRA outlook on banks
Apr 28, 2011 -
Ability-to-repay proposal undermines mortgage origination advances
Apr 20, 2011 -
The fading hopes of mortgage brokers
Mar 16, 2011 -
WhatÕ our message about loan officer compensation?
Mar 15, 2011
