Matt Shelton, vice president and underwriting leader at United Wholesale Mortgage, is a driving force behind the company’s exceptional underwriting efficiency and overall success. Leading a team of hundreds, he oversees the underwriting of approximately 20,000 loans per month, ensuring UWM’s commitment to loan quality and elite client service remains unwavering. His expertise and strategic vision have been instrumental in optimizing underwriting processes, collaborating with IT and training teams to equip underwriters with the tools and knowledge they need to perform their roles with accuracy and speed.
Over the past year, Shelton has played a crucial role in expanding UWM’s Underwriting team in response to market shifts, maintaining a high standard of excellence despite rapid growth. His leadership has been key to developing resources that empower underwriters to train efficiently and excel in their roles, reinforcing UWM’s reputation for delivering an optimal loan experience. His contributions extend beyond team development, as he has also been a driving force behind significant enhancements to UWM’s loan origination tool, BOLT. This innovative self-service underwriting portal enables independent mortgage brokers to obtain initial approvals for qualified borrowers in just 15 minutes or less, streamlining the mortgage process and improving efficiency.
Shelton’s commitment to operational excellence, technological advancement and team development makes him an invaluable leader at UWM. His ability to drive innovation while maintaining exceptional service standards underscores his dedication to both his team and the mortgage brokers UWM serves, shaping the future of the underwriting industry.
What is the best piece of advice you have ever received?
Growing up, I had a coach who often said, “How you do anything, is how you do everything.” This saying has stuck with me throughout my life and has had a significant impact on my career. It’s a reminder to maintain consistency, avoid shortcuts and focus my full attention on the task at hand, no matter how small or mundane.
Name:
Matt Shelton
Age:
32
Title:
Vice President, Underwriting Leader
Company Name:
United Wholesale Mortgage
