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Subprime Lending

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MBS may be frozen, but it’s more popular than portfolio lending 

Mar 26, 2008By

What does it say about this crazy market market that (a) securitization all but froze towards the back half of last year and (b) that securitizing loans was still more popular than traditional portfolio lending? Inside Mortgage Finance reported Wednesday that securitization as a share of origination activity in 2007 reached a new record high, with portfolio lending accounting for just 25.9 percent of $2.43 trillion in total mortgage production last year.

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