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HUD

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Why is Income Qualifying Surprising? 

Mar 03, 2011By

One of the basic selling points of the reverse mortgage products in comparison to forward mortgage products has always been, "there is no income or credit score qualifying."  Ask most originators about a reverse mortgage and this will likely be one of their three basic statements about the loan. All of a sudden, HUD indicates that they are working on a new rule that will require lenders to verify a borrower's ability to pay taxes and insurance on their homes as a qualifying event in the processing of their reverse mortgage.  Actually, the news that HUD is finally getting around

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