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HECM

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Addressing Reverse Mortgage Red Flags 

Jun 23, 2011By

The tax and insurance default issue with reverse mortgage servicing continues to be portrayed as a catastrophic issue threatening the Home Equity Conversion Mortgage (HECM) program, highlighting the need for public response from the industry and new guidance from HUD regarding how the issue is being addressed.   An "The Best Life" blog in U.S. News & World Report, Philip Moeller suggests that the HECM program is plagued with a "host of serious problems."  He points to reverse mortgages being controversial due to their high loan and insurance fees and because some borrowers have not maintained their responsibility to

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