Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Housing market challenged by a dearth of construction workers
Jan 16, 2020One of the biggest challenges facing the U.S. housing market is a dearth of construction workers, according to Federal Reserve Governor Michelle Bowman.
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Homebuilder confidence weakens in January
Jan 16, 2020 -
UBS: Fed may cut rate three times in 2020
Jan 15, 2020 -
U.S. mortgage debt hits a record $15.8 trillion
Jan 09, 2020 -
Fed Vice Chairman says U.S. economy is “in a good place”
Jan 09, 2020 -
U.S. home values rise to record $29.2 trillion, Fed says
Jan 08, 2020 -
Federal Reserve ready to maintain rate, minutes show
Jan 06, 2020 -
Home equity rates expected to remain low in 2020
Jan 03, 2020 -
Liked 2019’s mortgage rates? 2020 will be lower
Dec 23, 2019 -
Mortgage credit availability rose in 2019, Fed says
Dec 16, 2019 -
Fed holds steady, signals no interest rate changes through 2020
Dec 11, 2019 -
Fed meeting will signal interest rate future
Dec 10, 2019
