Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Fed to buy $35.2 billion of MBS this week
Mar 19, 2020The Fed has purchased about $32.7 billion in agency mortgage-backed securities so far this week, and is slated to spend another $2.5 billion by the close of business on Friday.
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Mortgage rates continue climbing from all-time low as lenders combat demand
Mar 19, 2020 -
Housing News Podcast: Truist’s Sherry Graziano on preparing lenders for this year’s low rate environment
Mar 18, 2020 -
Will Fed bond-buying drive fixed mortgage rates below 3%?
Mar 17, 2020 -
Why the housing market might dodge the recession
Mar 17, 2020 -
Fed makes 2nd emergency rate cut as virus spreads
Mar 15, 2020 -
Housing Headlines: Conferences cancellations continue due to coronavirus
Mar 13, 2020 -
Regulators urge banks to give coronavirus sufferers a break
Mar 10, 2020 -
Fed Interest Rate Cut Spurs Reverse Mortgage Lender, Borrower Action
Mar 09, 2020 -
Coronavirus may stall U.S. economy, Goldman Sachs says
Mar 09, 2020 -
How the Fed’s Latest Interest Rate Cut Could Impact Reverse Mortgages
Mar 05, 2020 -
Regulators cancel CRA conference citing coronavirus
Mar 05, 2020
