Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Federal regulators finalize appraisal and capital liquidity rules
Sep 29, 2020Two rules that were issued earlier this year and currently in effect have been finalized – temporary appraisal deferment and neutralizing regulatory capital and liquidity for certain banks.
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A look into the 2020 refinance wave with MBA’s Mike Fratantoni
Sep 29, 2020 -
MBA’s Mike Fratantoni on how 2020 became the year of the refi
Sep 29, 2020 -
Fed’s Brainard for Treasury Secretary?
Sep 25, 2020 -
Home prices post record two-month gain, FHFA says
Sep 23, 2020 -
5 reasons mortgage rates will rise in 2021
Sep 23, 2020 -
Homeowners experience significant equity gain in Q2
Sep 22, 2020 -
Judy Shelton, Trump’s Fed nominee, may lack Senate votes
Sep 17, 2020 -
This is why lawmakers are calling on Calabria to reconsider the adverse-market fee
Sep 17, 2020 -
Fed says expect low rates through 2023
Sep 16, 2020 -
Consumer borrowing regains pre-pandemic pace, Fed says
Sep 08, 2020 -
Average U.S. 30-year mortgage rate rises this week
Sep 03, 2020
