Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
IMBs have a duty to serve lower-income communities
Jun 09, 2021Banks, like IMBs, can’t discriminate against customers, but unlike IMBs, they have to go beyond that to customize and market their products and services to reach and meet the needs of lower-income and underserved communities, including communities of color.
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Bloomberg: As LIBOR is Phased Out, A Slew of Replacements Could Fracture the Market
May 26, 2021 -
Why federal CRA requirement on IMBs is not necessary
May 21, 2021 -
We’ve got rising home prices but no housing crash in sight
May 10, 2021 -
When will the Federal Reserve raise rates?
May 03, 2021 -
The Fed isn’t going to stop buying MBS just yet
Apr 28, 2021 -
Mortgage rates move down to 3.04%
Apr 15, 2021 -
What’s behind the antitrust lawsuit against NAR and Zillow?
Apr 08, 2021 -
Developing a lending strategy for rising mortgage rates
Apr 08, 2021 -
Chopra warns of post-COVID housing market fallout
Mar 03, 2021 -
Americans’ mortgage debt increased to $10T in Q4
Feb 17, 2021 -
The Fed plots a slow, stable path on mortgage rates
Jan 27, 2021
