Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Ukraine conflict could lead to lower mortgage rates in short-term
Feb 24, 2022Experts expect inflation will be exacerbated by the conflict, especially in light of sanctions on Russia, an oil-producing nation.
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Regulators show united front on targeted lending programs
Feb 22, 2022 -
Why did the Senate block FHFA, Fed nominees?
Feb 17, 2022 -
FHFA, Fed nominees blocked by partisan boycott in Senate
Feb 15, 2022 -
Mortgage rates jump to 3.69% as economy normalizes
Feb 10, 2022 -
LIBOR trial convictions in U.S. have now been overturned
Jan 27, 2022 -
Mortgage rates fall slowly after a month-long rise
Jan 27, 2022 -
FOMC indicates taper end in March, rate hike soon
Jan 26, 2022 -
Headwinds confronting the mortgage industry in 2022
Dec 17, 2021 -
Federal Reserve accelerates tapering program
Dec 15, 2021 -
Logan Mohtashami talks housing supply and inflation growth
Dec 13, 2021 -
Fed pulling back from the MBS market cautiously
Dec 07, 2021
