Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Rising rates driving a raging bull market for MSR sector
Apr 20, 2022On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about what’s happening in the mortgage-backed security market and the short and long-term impacts of the Federal Reserve’s retreat from buying MBS. The two also discuss how rising rates are benefiting the holders of mortgage servicing rights and the wild trading […]
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The fight to standardize educational training for LOs
Apr 19, 2022 -
Fed retreat from MBS market sparks short-term uncertainty
Apr 14, 2022 -
Purchase mortgages cross dreaded 5% threshold
Apr 14, 2022 -
Inside the government’s feeble fight to end redlining
Mar 29, 2022 -
Logan Mohtashami on rates, inventory and new home sales
Mar 21, 2022 -
The Fed’s rate hike and the renewed interest in non-QM
Mar 18, 2022 -
What the Fed rate hike means for the economy
Mar 16, 2022 -
The Fed makes its move – and more rate hikes are coming
Mar 16, 2022 -
Mortgage applications jump 8.5% as Russia’s war pressures rates
Mar 09, 2022 -
Fed’s Powell backs rate hike of 25 basis points
Mar 02, 2022
