Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage stocks are getting battered – what happens next?
Jun 21, 2022Publicly traded mortgage lenders saw over $6 billion in value disappear in just over a week. They could be facing the worst downturn since 2008. But at least they have options.
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How the Fed’s rate hike will affect the housing market
Jun 16, 2022 -
Mortgage rates jump to 5.78%, largest 1-week increase since 1987
Jun 16, 2022 -
The Fed’s impact on rates and the housing market
Jun 16, 2022 -
Fed hikes rates by 75 bps, the largest increase since 1994
Jun 15, 2022 -
How mortgage lenders are navigating life at 6%
Jun 15, 2022 -
Just before the shockwave, mortgage applications rose
Jun 15, 2022 -
Non-QM players still doing PLS deals despite rate volatility
Jun 13, 2022 -
Foreign investors play key role in MBS market
Jun 10, 2022 -
Regulators aligned on “once in a generation” CRA rewrite
Jun 03, 2022 -
Fannie Mae reduces projected 2022 GDP to 1.3%
May 19, 2022 -
Ready or not, CRA modernization is at the door
May 05, 2022
