Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
January’s strong jobs report could spell trouble for the housing market
Feb 03, 2023The labor market started 2023 with a bang, which could spell trouble for the housing market as the Fed tries to control inflation this year.
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Hawkish Fed couldn’t curb market optimism — and mortgage rates tumbled
Feb 02, 2023 -
Fed delivers the expected 25 bps rate hike. What’s next?
Feb 01, 2023 -
Rate buydowns are the cat’s meow in today’s market
Feb 01, 2023 -
Housing Market Tracker: Housing inventory falls once more
Jan 30, 2023 -
How the housing market will evolve in 2023
Jan 25, 2023 -
Inventory needs to increase to balance housing market: Fed Beige Book
Jan 19, 2023 -
Housing Market Tracker: Weekly inventory adds 1,339 homes
Jan 16, 2023 -
Optimism spreads across the mortgage industry at the start of 2023
Jan 12, 2023 -
Inflation cooled in December for the sixth consecutive month
Jan 12, 2023 -
Purchase lock counts drop to 9-year low as Fed signals more rate hikes
Jan 09, 2023
