Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Federal Reserve fines Regions Bank $2.95 million for ‘unsafe’ flood insurance program
Aug 23, 2023Regions Bank said it is “pleased to now fully resolve this legacy matter” after the Fed fined it for “unsafe and unsound practices.”
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Where are mortgage rates headed?
Aug 23, 2023 -
Mortgage demand sinks for fifth consecutive week
Aug 23, 2023 -
The first real test of mortgage rates: will they hit 8%?
Aug 17, 2023 -
Mortgage rates climb as US yields hit highest level since 2008
Aug 17, 2023 -
Logan Mohtashami on the Fed’s housing mindset
Aug 17, 2023 -
Mortgage applications fell another 0.8% last week
Aug 16, 2023 -
Mortgage rates rise again, but look poised to drop in the fall
Aug 10, 2023 -
Inflation data laying groundwork for the Fed to pivot
Aug 10, 2023 -
CPI rose 3.2% in July, but shelter inflation will continue to decelerate
Aug 10, 2023 -
Logan Mohtashami on inflation and a possible Fed pivot
Aug 10, 2023 -
The labor market showed signs of modest cooling in July
Aug 04, 2023
