Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage rates move lower on cooling inflation, narrowing spreads
Jul 16, 2024Comments from Fed Chair Jerome Powell are raising expectations that a rate cut will soon be in the cards.
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Homebuilder confidence falls for the third consecutive month
Jul 16, 2024 -
How low can mortgage rates go with cooler inflation?
Jul 11, 2024 -
Please clap: Inflation cooled more than expected in June
Jul 11, 2024 -
Powell: ‘The best thing we can do for housing is to succeed in getting inflation down to 2%’
Jul 09, 2024 -
SFR investors drive up rents, but don’t cause gentrification: Philadelphia Fed
Jul 09, 2024 -
Consumers expect home-price growth to slow down: The Fed
Jul 08, 2024 -
The housing market is better positioned for lower mortgage rates
Jul 06, 2024 -
The Fed is winning its war against the labor market. What does that mean for rates?
Jul 05, 2024 -
US job creation moderated in June
Jul 05, 2024 -
Resilient economy keeps mortgage rates above 7%
Jul 02, 2024 -
Mortgage rates hold steady as market signals remain mixed
Jun 25, 2024
