Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
How low do mortgage rates need to go before borrowers appear?
Aug 27, 2024Even as the real estate and mortgage markets are seeing light at the end of the tunnel following two difficult years of conditions, mortgage rates have yet to ease enough to create a surge of demand for purchase loans and refinances.
-
Powell signals September rate cut: ‘The time has come for policy to adjust’
Aug 23, 2024 -
The Fed needs a housing market comeback
Aug 16, 2024 -
Mortgage rates are still a concern, but LOs gear up for busy days ahead
Aug 14, 2024 -
Signs point to an extended decline in mortgage rates
Aug 14, 2024 -
Inflation rate inches closer to the Fed’s target of 2%
Aug 14, 2024 -
Refi demand moves to highest level in nearly two years: Optimal Blue
Aug 12, 2024 -
Trump suggests he’ll seek more executive influence over the Fed if elected
Aug 09, 2024 -
Blend remains confident in Q4 profitability as rates provide an ‘encouraging signal’
Aug 09, 2024 -
More senior households are carrying high levels of debt: EBRI
Aug 07, 2024 -
Mortgage execs on alert mode for lower rates — and their side effects
Aug 06, 2024 -
Opportunity unlocked: Mortgage rates drop to 2024 low point
Aug 06, 2024
