Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Logan Mohtashami: Lower mortgage rates are already helping housing
Sep 12, 2024On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about lower mortgage rates and what to expect now on Fed rate cuts. Related to this episode: The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into […]
-
Mortgage rates drop to another new low for 2024
Sep 11, 2024 -
Even as inflation decelerates, housing expenses are proving stubborn
Sep 11, 2024 -
Mortgage rates move lower, but where are the homebuyers?
Sep 10, 2024 -
‘Common sense has prevailed’ as Basel Endgame proposal will be revised
Sep 10, 2024 -
The cost of homeowners insurance skyrockets in Upper Midwest states
Sep 09, 2024 -
Logan Mohtashami: Is the Fed behind the curve?
Sep 09, 2024 -
Is the Fed behind the curve with this labor market?
Sep 06, 2024 -
Mortgage rates haven’t budged after the jobs report
Sep 06, 2024 -
Is the August jobs report exactly what the Fed needed to hear?
Sep 06, 2024 -
Logan Mohtashami on the state of the housing market ahead of the Fed meeting
Sep 05, 2024 -
Homeowners with ultra-low mortgage rates ‘saved’ $600B, offset Fed hikes
Aug 27, 2024
