Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Trump’s presidency signals new regulatory era for mortgages
Nov 06, 2024Mortgage professionals can expect a transformed regulatory environment when Donald Trump returns to the White House in January.
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Where are mortgage rates headed under President Trump?
Nov 06, 2024 -
Will mortgage rates settle after the election ends and the Fed meets?
Nov 05, 2024 -
Why did mortgage rates rise after the negative jobs report?
Nov 01, 2024 -
October jobs report adds to a U.S. economy full of uncertainty
Nov 01, 2024 -
October jobs report will influence Fed policy, mortgage rates path
Oct 29, 2024 -
‘Real Estate Insiders’ explore housing affordability issues and local government solutions
Oct 17, 2024 -
Mortgage rates are back near 6.5%. Will they stay there?
Oct 16, 2024 -
Dustin Owen exposes myths, red flags that plague the mortgage industry
Oct 09, 2024 -
Jobs report sends mortgage rates higher
Oct 04, 2024 -
Strong September jobs report stokes inflation concerns
Oct 04, 2024 -
September jobs report could be the next ‘bat signal’ for stagnant mortgage rates
Oct 01, 2024
