Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Whither thou, credit crunch?
May 29, 2008Wear-out isn’t just a concept for media and advertising planners; it also describes the public’s appetite for things like the word “subprime” and “credit crunch.” And after the Fed’s bailout of Bear Stearns — a move that we still think was the right thing to do here at HW — credit concerns eased somewhat, and investors started to breathe easier. Is the worst behind us? Really?
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RESPA Reform Under Fire From Realtors, ALTA
May 23, 2008 -
FedÕ Krozner: Improved Underwriting, Risk Management Critical to Mortgage Market Recovery
May 22, 2008 -
Mortgage Rates Hold Tight; ARM Rates Rise Slightly as Fed Signals End to Rate Cuts
May 22, 2008 -
Mortgage Rates Drop Slightly
May 15, 2008 -
Greenspan says housing’s bottom in sight
May 14, 2008 -
Housing Woes Remain Long-Term Problem, Says Goldman Sachs Economist
May 12, 2008 -
Out of the Rubble: Traditional MBS Markets Keep on Keeping On
May 07, 2008 -
Banks Tighten Their Belts On Prime Lending During Q1
May 05, 2008 -
Fed Drops Key Rate to 2 Percent; Signals Likely Pause Ahead
Apr 30, 2008
