Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
FDIC Proposes New Interest Rate Restrictions
Jan 27, 2009The Federal Deposit Insurance Corp. on Tuesday proposed new restrictions on deposit interest rates paid by less-than-adequately capitalized lenders. The current regulation allows “less than well-capitalized” banks to pay interest on nationally solicited deposits at a similar rate paid on a comparable maturity Treasury yield. The regulation was put in place to keep these banks — about 154 of 8,300 FDIC-insured banks nationwide — from paying too much on brokered deposits.
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‘Intense Recession’ Through Spring say Analysts
Jan 26, 2009 -
Freddie Seeks Treasury Aid, Fannie Cuts Jobs; Ginnie Bucks Trend?
Jan 26, 2009 -
Fed’s Agency MBS Purchases Total $52.6 Billion
Jan 23, 2009 -
Jobless Claims Climb 11.8 Percent to 589,000
Jan 23, 2009 -
Mortgage Job Losses Ease
Jan 21, 2009 -
Paulson: ‘Good Portion’ of TARP Must Go to Banks
Jan 16, 2009 -
With $18.7 Billion Lost in 2008, It’s Splitsville for Citi
Jan 16, 2009 -
Fed to the Rescue, Grants BofA $20 Billion More
Jan 16, 2009 -
Mortgage Rates: How Low Can They Go?
Jan 15, 2009 -
Fed’s Kroszner Resigns, Heads Back to School
Jan 13, 2009
