Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Inflation is almost at 2%. Will that prompt a Fed rate cut?
May 30, 2025The Personal Consumption Expenditures price index for April rose 2.1% on an annual basis, closer to the Fed’s target inflation rate of 2%.
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Trump to Powell: It’s a ‘mistake’ to not lower interest rates
May 29, 2025 -
Mortgage rates keep climbing, but so does homebuyer demand
May 27, 2025 -
FHFA Director Pulte calls on Powell to lower interest rates
May 26, 2025 -
New York Fed President Williams on the state of the economy, MBS portfolio strategy
May 19, 2025 -
Buyer rep agreements don’t change commission rates: Fed study
May 16, 2025 -
Mortgage rates haven’t frozen the spring housing market
May 13, 2025 -
Logan Mohtashami on the Fed’s game plan for tariffs
May 09, 2025 -
The Fed is preparing for rate cuts, but waiting on job losses
May 07, 2025 -
Fed holds rates steady as it remains in wait-and-see mode
May 07, 2025 -
Logan Mohtashami with a Fed meeting preview
May 07, 2025 -
Mortgage rates aren’t poised to plummet anytime soon
May 06, 2025
