Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Recovering from foreclosure: Prime vs. subprime borrowers and strategic defaults
Nov 10, 2010Even though a foreclosure remains on an individual’s credit history for seven years, the credit score can recover in as little as two years, but there’s a hitch.
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The more the Fed changes, the more it stays the same
Nov 03, 2010 -
Disposing of the GSEs and reviving private securitization
Nov 02, 2010 -
Reality check at the FDIC/Fed mortgage symposium
Oct 29, 2010 -
The woeful inadequacies of self-policing mortgage servicing
Oct 27, 2010 -
The greatest heist in our countryÕ history
Oct 05, 2010 -
Mission Capital principal: Banks stoke the economy with distressed sales
Sep 16, 2010 -
We’re All Rulemakers Now
Aug 17, 2010 -
Rosenberg: Bond Yields Headed to ‘Stupid-Low’ Levels
Aug 12, 2010 -
Get Ready for the Stress of Annual Bank Stress Tests
Aug 11, 2010
