Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Lower interest rates spell more refi risk for credit unions
Oct 02, 2012Credit unions that have a history of holding loans they originate view the Fed’s continual push for lower interest rates as somewhat of a double-edged sword…
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QE3 to elevate stock market, home prices: Deutsche Bank
Sep 28, 2012 -
Bipartisan group of senators denounce Basel III for small banks
Sep 27, 2012 -
Fed QE3 MBS gross purchases hit $21.9 million
Sep 27, 2012 -
Mortgage rates plummet to new lows
Sep 27, 2012 -
Jobless claims fall by 26,000
Sep 27, 2012 -
KBW: 2013 recession looms without fiscal cliff fix
Sep 26, 2012 -
QE3 enriches subprime mortgage bonds
Sep 24, 2012 -
OCC worried banks are padding profits
Sep 21, 2012 -
Deutsche Bank claims housing correction complete
Sep 20, 2012 -
Mortgage rates return to record lows
Sep 20, 2012
