Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Fed: Shift from GSEs could improve 30-year mortgage availability
Jan 09, 2013Maintaining the current Fannie Mae and Freddie Mac- backed mortgage finance system may not be necessary for fixed-rate mortgages to remain widely available at competitive rates,…
-
OCC reaches $8.5 billion foreclosure review deal with 10 servicers
Jan 07, 2013 -
Fiscal cliff fix good news for MBS investors
Jan 02, 2013 -
Is the U.S. housing market really on the mend?
Jan 02, 2013 -
One-third of dealers increase demand for agency RMBS funding
Dec 27, 2012 -
S&P: Fannie, Freddie remain ‘vital cogs’ in secondary market
Dec 20, 2012 -
Mortgage rates mixed following positive home construction reports
Dec 20, 2012 -
Philadelphia Fed: Local bank profitability improves on declining bad debt
Dec 17, 2012 -
BofAML: Subprime currently best performing private mortgage bond
Dec 17, 2012
