Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
What will happen to mortgage rates after inflation went up?
Jul 15, 2025Headwinds for mortgage pricing arrived Tuesday in the form of rising inflation through the Consumer Price Index (CPI). Prices rose 2.7% on annualized basis in June, up from 2.4% growth in May, and the news likely ends the faint hopes of a Federal Reserve interest rate cut later this month.
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Mortgage rates are cooling, but a policy standstill is keeping them elevated
Jul 08, 2025 -
What’s Fed Chair Jerome Powell’s next move on rate cuts?
Jul 08, 2025 -
Government job growth kills possibility of July rate cut
Jul 03, 2025 -
The CFPB’s budget might be shrinking, but does that even matter?
Jul 02, 2025 -
FHFA’s Bill Pulte calls on Congress to investigate Fed Chair Powell
Jul 02, 2025 -
With mortgage rates easing, will the summer housing market heat up?
Jul 01, 2025 -
Have slightly lower mortgage rates stabilized the housing market?
Jun 28, 2025 -
Trump says he’s terminating trade negotiations with Canada. What will happen with tariffs?
Jun 27, 2025 -
Logan Mohtashami: Trump initiates the shadow Fed president protocol
Jun 27, 2025 -
Stable mortgage rate environment reshapes how LOs engage with borrowers
Jun 26, 2025 -
Trump initiates plan to install a shadow Fed president
Jun 26, 2025
