Consumer Financial Protection Bureau
Latest Posts
Fitch: End of QM Patch could drive RMBS losses
Sep 25, 2019High loan-to-value loans could drive losses in residential mortgage backed securities as the Qualified Mortgage Patch expires, according to a new report from Fitch Ratings. The absence of the GSE backstop for mortgage insurance claims is expected to contribute to loss levels with the end of the Temporary Safe Harbor status that generally exempts Fannie Mae and Freddie Mac from liability under the Qualified Mortgage rules.
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CFPB: Public consumer complaint database is here to stay
Sep 18, 2019 -
CFPB’s Kraninger agrees her job security is unconstitutional
Sep 18, 2019 -
Housing industry calls for end of QM Patch, DTI limit
Sep 17, 2019 -
Wells Fargo, Bank of America, Quicken Loans, others want DTI requirement eliminated from QM lending rules
Sep 10, 2019 -
Consumer groups, CFPB clash over handling of HMDA data
Sep 05, 2019 -
CFPB offers financial relief to harmed veterans
Aug 19, 2019 -
Housing News Podcast: Angel Oak’s Tom Hutchens explains what the QM Patch’s expiration means for the housing industry
Aug 12, 2019 -
CFPB study shows alternative credit models lead to more loans, cheaper loans
Aug 08, 2019 -
CFPB moves to kill QM patch
Jul 26, 2019 -
Equifax agrees to pay up to $700 million for data breach
Jul 22, 2019 -
[Pulse] We need to make LO comp work for everyone. Here’s how
Jun 26, 2019
