Banking

A national standard for servicers — stupid 

There’s a whole science that grew up around looking back into time and trying to detangle, given the events, what is really going on.

Scientists who study the universe do this, as do particle physicists who smash atoms together and study what ever gets left behind. Lately, we’ve seen the federal government spending a lot of its time doing this, through formal commissions, like the Financial Crisis Inquiry Commission, and in its regular lawmaking activities.