Regulatory pressure combined with consumer expectations for convenient and efficient service are driving mortgage companies to go digital. And while the idea of a paperless mortgage industry may feel like illusive promise, many have taken impressive steps towards eradicating the costs, errors and delays inherent in paper. Automating the electronic delivery of mortgage disclosures is […]
There is a shakeup occurring in financial services. Is your mortgage business prepared to compete with fintech firms and alternative lenders for tomorrow’s mortgages? As established lenders make their way out of the compliance weeds, what are some of the emerging trends, technologies and customer-centric strategies that can help make a difference today and in the future? To […]
Because you want to close more low-down payment mortgages and here’s how. In December 2014, Freddie Mac officially rolled out 97% loan-to-value products. At the time, officials from the Federal Housing Finance Agency said that they expected the low-down payment loans to represent a small portion of the government-sponsored enterprises’ business moving forward. In 2015, high-LTV loans represented only approximately […]
What does 2016 have in store for the US housing market? While some forecasts predict significant value increases across certain markets, other forecasts are more conservative. Which ones have it right? To obtain valuable insights you can’t get anywhere else, plan on attending HousingWire’s US Housing Forecast webinar. In partnership with HouseCanary, the nation’s most […]
Homeownership is and continues to be the American Dream for the Hispanic community. Do you have the right tools and procedures in place to meet the needs of this diverse group of borrowers? Or do you need help understanding what your next steps should be to better serve them? HousingWire gathered three experts on the […]
Are you ready to say hello to 75 million home buying Millennials? The largest generation is growing up, and quick. And unlike popular belief, they do want to buy homes; but it won’t be the same way as their predecessors. Millennials demand social media, online banking — and yes, online mortgages. Attendees will learn: An inside […]
There have been a lot of Webinars and topics of discussion at conferences on the new TILA-RESPA (TRID) regulation set place to take effect on August 1, 2015. The Devil in these new rules is in the details, and some of those rarely discussed topics & solutions will be answered by the leading industry professionals […]
The mortgage secondary market has seen an increase in regulation and required due diligence. In recent times there have been servicing transfers, particularly with seasoned and re-performing loans, with buybacks as high as 70%- 80% due to errors found by the buyer. The main risks evaluated by the ratings agencies relate to borrower credit, property […]
Thrive in an new era of scrutiny. Mortgage lenders are facing intense scrutiny of their fair lending regulatory compliance. At the same time, compliance costs are mounting and lender margins are being squeezed by market conditions. In this environment, developing cost-effective techniques to manage fair lending risk and increase operational efficiencies can mean the difference […]
Smart lenders, servicers and the investment community are solving their complex document and data management issues without capital outlays for infrastructure and startup costs. This valuable session will provide actionable, creative insights into: Document classification and indexing Data extraction from documents Innovative solutions such as “invisible mailroom” and “park and ride” You can get there […]
There is plenty still new under the sun. Now is the time to be leveraging technology in the mortgage origination process to reduce cost & time, increase quality & compliance, and create a better experience from start to finish. View this webinar replay and you’ll learn about advanced document capture solutions, data extraction technology and data […]
Get digital. Collecting and reviewing mortgage documents is increasingly complex, inefficient and labor intensive — especially when servicing mortgage loans with a nationwide footprint. That’s why eRecording and eSigning, especially in the post-closing, servicing environment, is quickly on the rise. In fact, digital recording and signing is now available in over 1,000 counties nationwide — […]
Business Intelligence and Big Data have changed the mortgage game. So what’s next? Learn about the new compliance paradigm: Process Intelligence. Attend this webinar to see how a BI environment with Process Intelligence uncovers new insights hidden in your data and helps you identify strategic business opportunities and risks. During this webinar, learn how you can […]
During this unique web seminar, we take a look at the economic landscape as it relates to housing and mortgages for the next year — and then we dig into how new Qualified Mortgage regulations may affect this outlook. From there, you’ll learn what you can do to maintain a competitive lending business as QM […]
With the refi market past its peak, it’s crucial that lenders put themselves in the best possible position to close the purchase loans that will become the main source of business for the industry in the coming years. Learn about: What steps you can take to maximize opportunity on each purchase loan How to choose […]