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Trapped by design: Why America’s housing market is stuck — and what the rest of the world can teach us
America’s housing market isn’t just cooling—it’s frozen in place. Millions of homeowners are locked into 2–3% mortgage rates and simply won’t sell, creating a chain reaction that’s grinding the entire system to a halt. But this isn’t just a temporary side effect of high interest rates. It’s the result of a uniquely American mortgage structure—one that unintentionally punishes mobility and paralyzes housing supply. And while U.S. policymakers scramble for answers, countries abroad have already developed—and deployed—practical solutions.
Residency requirements top HUD OIG’s list of open reverse mortgage issues
Three of the four open recommendations related to HECM from the HUD watchdog are all centered on one topic.
EPM’s Kevin DeLory dies of cancer at 53
EPM CEO Eddy Perez confirmed DeLory’s death, writing, “Kevin made me a better leader, and more than that, he made me a better man.”
How Fed Chairman Powell rescued the mortgage market
On a Sunday night call with journalists in mid-March, four days after the World Health Organization had labelled COVID-19 an “alarming” global pandemic, Fed Chairman Jerome Powell laid out his plans to rescue the U.S. economy.
LO comp workshop
In this engage.talent on demand session, experts shed light on what’s trending right now in LO Comp and how to handle a quickly changing market.
David Stevens: Calabria may be “the absolute worst person for this job at this time”
In an interview with Digital Producer Alcynna Lloyd, David Stevens shares his thoughts on whether or not the government has done enough to address the servicer liquidity facility issue. The short answer – he thinks Calabria is being naive, and putting the housing finance system at risk. HW+ Premium Content
