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FHFA is establishing a mortgage fraud tip line
FHFA Director Bill Pulte has repeatedly spoken out against mortgage fraud, and the agency has a new email address for sharing tips.
ARM applications reach their highest level since November 2023
The adjustable-rate mortgage share of activity increased to 9.6% of all applications — the highest level recorded since November 2023.
The evolution and future of appraisal regulation
For centuries, property ownership has played a foundational role in human society. In the U.S., homeownership has come to symbolize financial stability and economic opportunity. Real estate is both a tangible asset and a vehicle for wealth creation. Following the Savings & Loan Crisis of the 1980s, Congress recognized the systemic risk posed by flawed property valuations and enacted the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) in 1989. Title XI of FIRREA established a regulatory framework for appraisers to ensure credible and independent valuations in federally related transactions (FRTs).
What’s next for housing in 2021?
The housing market has continued to remain a bright spot in the economy, even as other areas continue to struggle amid stay-at-home orders and economic shutdowns. Now economists are looking to 2021.
The housing market outlook for 2021
After an unprecedented year, MBA Chief Economist Mike Fratantoni says there’s no place like home. Here is his 2021 housing market forecast.
The downside of the hot 2020 housing market: rapid home-price growth
The mismatch in the COVID deflationary impact toward the economy overall and the strength of the housing market due to demographics makes for a troubling formula for home-price growth, which we are seeing. The recent NAR existing home sales report showed 15.5% year-over-year growth in prices. HW+ Premium Content
