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Mortgage demand dips over Memorial Day, but yearly gains are a sign of market momentum 

In a week marked by the Memorial Day holiday, mortgage applications decreased by 3.9%, according to data from the Mortgage Bankers Association.

Two maps that show where the housing market is struggling 

Grades on market conditions for both the resale and new-home markets show that sentiment among agents and builders is souring.

HUD walks back prior default guidance as too ‘burdensome’ for mortgage servicers 

A new mortgagee letter said that some of the Biden administration’s final servicing guidance was too “burdensome,” resulting in changes.

FHA does a solid for mortgage credit rejects. Will it move the needle for loan officers? 

The latest FHA waiver will give rejected borrowers a better shot at buying a home with another lender. How much it will help volume-starved loan officers is less clear.

Redwood Trust CEO Christopher Abate on the REIT’s appetite for jumbos, home equity 

With the Basel III Endgame rules looming, Redwood Trust CEO Christopher Abate is positioning the company to acquire mortgage loans in the market, mainly jumbos. And home equity investment products remain a focus.

Labor and inflation will help mortgage rates in 2024 

As long as the inflation growth rate falls, the Fed will cut rates a bit to ensure the U.S. doesn’t go into a recession.

Will 2021 Be the Year Green Housing Takes Off? 

The threat of climate change was overshadowed this year by a series of other unfortunate events, but green housing has been gaining momentum and looks poised to take off in important ways next year. HW+ Premium Content

Solving the Housing Inventory Shortage 

What are the factors holding back housing inventory, and are those likely to change in the next year? This HousingWire Annual session answers. HW+ Premium Content

2020: The Chaos Theory Applied to Housing 

In this HousingWire Annual session, HousingWire CEO Clayton Collins and HousingWire Lead Analyst Logan Mohtashami delve into the chaos theory applied to housing in 2020. HW+ Premium Content

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Updated 11 months ago