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First American: Rising costs squeeze homeownership for millions
Borrowers have seen their housing cost burden edge up slightly, from 19.8% of household income in 2020 to 20.3% in 2023.
MBA, FHFA explore single credit report for mortgages
The trade group is “engaging with the Trump administration, and specifically FHFA, to conduct the assessments needed to reform this process and align with the rest of the consumer finance market.”
HUD signs agreement with South Korean housing finance agency to spur MBS investment
HUD and Ginnie Mae signed an MOU with a South Korean housing finance authority, with the goal of increasing investment in U.S. agency MBS.
As a ‘higher-for-longer’ rate scenario unfolds, how is the mortgage industry adapting?
If 7% mortgage rates persist, executives will be ready to update expectations, including fewer originations than previously forecast.
Will a wider war in the Middle East push mortgage rates higher or lower?
Mortgage rates rose last week after the CPI report. Now, with news of a wider war in the Middle East, should we expect even higher rates?
CFPB considers ban on charging buyers for lender’s title policy
Homebuyers must purchase a title policy to protect their lender, but the CFPB is reportedly looking to change that.
Regulators are gearing up: Are you ready?
The regulatory environment for the mortgage industry is experiencing a period of turbulence, partly the result of a new political administration. Here’s what you need to know. HW+ Premium Conten
Servicing steps into the spotlight
Regulators are watching closely to see how servicers work with millions of borrowers to exit forbearance. Experts share what you need to know about servicing in 2022. HW+ Premium Content.
