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Rising insurance costs cut into buyer affordability
Housing inventory and mortgage rates are center stage in the discussion of affordability, but what about homeowners’ insurance?
The real work of AI in mortgage tech begins now
Artificial intelligence is dominating headlines, investor decks, and conference panels—but in mortgage lending, the real breakthroughs aren’t always the flashiest. As the industry moves past the AI hype cycle, the more important question is: What does meaningful adoption actually look like in mortgage?
ADUs could remedy America’s housing crisis, but obstacles remain
Accessory dwelling units (ADUs) still need to overcome major hurdles, such as determining appraisal values and underwriting concerns.
Student loan payments are back. It’s a problem for the mortgage market
“For buyers already walking a tightrope, restarting payments can feel like a punch to the budget, especially with inflation still eating into essentials,” one LO said. “It’s not that they suddenly won’t qualify, it’s that they will feel less confident, and that hesitation can delay decisions or stretch household stress.”
Why purchase mortgage applications have been positive all year
MBA purchase application data shows positive year-to-date data for 2025 and positive year-over-year growth, despite economic headwinds.
Mortgage demand rebounds, driven by 11% increase in refinance applications
Conventional purchase application volume increased 13% and was up 9% from year-ago levels in the thick of economic uncertainty
Meet Deferred, the new kid on the 1031 exchange block
Deferred charges clients no fees and uses AI to automate the paperwork-heavy process as it looks to bring 1031 exchanges to the masses.
Real Brokerage fires CFO, names Ravi Jani as successor
Jani’s appointment follows the departure of former CFO Michelle Ressler, who was terminated amid an ongoing internal investigation.
Keller Williams lands new affiliate in Illinois
Keller Williams Premiere Properties welcomed Illinois-based PRG Group to the fold, adding 20 agents to the brokerage.
