HW+ – Page 201 – HousingWire

HW+ provides career-making insights and analysis for those in Mortgage, Real Estate and FinTech. This long-form digital content provides members with news nowhere else and digs deeper into the “why” behind the daily news cycle. To join the HW+ community, click here.

All HW+
Mortgage
Real Estate
Title
Appraisals and Valuations

Mortgage rates move closer to 6% — and the forecast is getting sunnier

The housing market forecast for 2025 improves as mortgage rates decline. Bank of America reports increased buyer optimism with 75% expecting lower prices and rates in coming months.

Social Security warns beneficiaries to switch from paper checks by Sept. 30

The Social Security Administration has alerted beneficiaries that paper checks will no longer be issued after Sept. 30, urging anyone still receiving them to switch to electronic payments

RE/MAX Holdings names Tom Flanagan chief digital information officer

Flanagan will manage engineering, data, technology security and compliance, and align technology initiatives with business strategy.

Step aside, Florida — New Hampshire is the best state for retirement

Bankrate found that four of the five best states for retirees are in New England, while four of the five worst states are in the Sun Belt.

The Non-QM revolution: Redefining homeownership in the modern economy

The U.S. mortgage market is undergoing a tectonic shift, and Non-Qualified Mortgage (Non-QM) lending is at the epicenter of this transformation. Once viewed as a niche or transitional product, non-QM lending now represents around 5 percent of today’s mortgage market, according to a recent CoreLogic report. Far from another risky expansion of lending standards that might conjure memories of the 2008 financial crisis, the growth of non-QM lending reflects how people earn, live, and buy homes in the 21st century.