HW+ provides career-making insights and analysis for those in Mortgage, Real Estate and FinTech. This long-form digital content provides members with news nowhere else and digs deeper into the “why” behind the daily news cycle. To join the HW+ community, click here.

I closed a $4M crypto asset depletion mortgage loan 

This month, we secured underwriting approval on one of the most unique loans I’ve ever worked on: a $4 million non-QM mortgage using crypto asset depletion to qualify. The borrower? A first-time homebuyer buying an $8 million home.

Colorado housing market sees wider price cuts ahead of ski season 

Colorado housing shows lower new-listing prices and widespread cuts. New-listing median $597,500 vs $649,900 statewide. 48% of listings reduced as under-contracts outpace new supply.

Zillow and Housing Connector help 10,000 people find homes 

What began in 2019 as a local solution in Seattle has evolved into a national model for unlocking private-market housing.

Everything everywhere all at once: The end of the assembly line in mortgage lending 

Lenders like Rocket Mortgage and UWM have reshaped the mortgage industry. Their massive tech stacks and national footprints allow them to manufacture loans at incredible speed and scale. The rest of the industry has responded by layering automation onto existing workflows in an attempt to keep pace. But the challenge isn’t just about speed. It’s about structure.

Navigating consumer debt reduction solutions: Opportunities for real estate, mortgage, and fintech sectors 

As consumer debt surpasses $18 trillion in early 2025, the need for effective and ethical consumer debt reduction solutions has never been more urgent. Both nonprofit and for-profit models offer pathways to financial recovery, but they’re just part of a broader landscape. For real estate agents, mortgage lenders, brokers, and fintech innovators, understanding the full spectrum of debt reduction tools is essential to expanding access to homeownership, increasing client retention and satisfaction as well as supporting their long-term financial stability.

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards 

Despite clearing approval, FHFA underscores need to limit counterparty risk and preserve mortgage market stability.

Top eXp Realty teams form Whissel Beer Group 

The group was formed by Kyle Whissel and Daniel Beer, who have collaborated for years through the Fast Forward Movement agent community.

Bright MLS, FMLS, Miami Realtors enter data share agreement 

Bright MLS is joining the pre-existing data share between Georgia’s First Multiple Listing Service and Miami Realtors.

Rechat launches Figma integration for real estate marketing teams 

The integration is intended to reduce turnaround times in real estate marketing that involve multiple steps between staff.

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Updated 10 months ago