United Wholesale Mortgage’s (UWM) Safe Check is an innovative offering that saves time during the initial borrower approval process, allowing borrowers to get an appraisal waiver pre-check before submitting their loan. This early approval helps borrowers move ahead with certainty on cost and prevents trigger leads through a soft credit check that doesn’t impact FICO scores. Safe Check protects borrowers’ credit scores and allows brokers to worry less about their clients being poached as a result of a competitor utilizing trigger leads. This means the broker can stay focused on providing the best client experience for each lead that comes their way.
UWM aims to develop tools and technology that will help brokers win for the long term. Safe Check is an example of a tool that will offer more control and transparency for the broker and their borrowers, resulting in better client experiences and long-term relationships.