Richard Cooperstein, Ph.D., is the director of partnerships and policy at Andrew Davidson & Co., Inc. He brings decades of experience from various risk and policy roles in the mortgage market, including senior positions at Freddie Mac, Ocwen, HSBC Securities, Republic Mortgage Insurance Company, and Ranieri Partners. He spent the first 10 years of his career in government service at the U.S. Government Accountability Office and the U.S. Office of Management and Budget as a senior economist. Cooperstein has managed risk portfolios at a mortgage insurer, servicer, and GSE. He owns a copyright on a mortgage valuation platform and was one of the chief architects of credit reform. He is a published author and experienced speaker on applied option pricing and the economics of financial policy.
