WSJ: Five Key Housing Issues

Although all of these issues are important, I’d probably start from a different perspective: 1) What is the current supply situation and how will it be impacted in 2010? 2) What will happen to demand? 3) What will happen to prices? As an example, the loan modifications and more loan recasts impact supply, whereas higher mortgage rates, tighter lending standards, and the end of the tax credit will all impact demand.