Multistate mortgage lender Click n’ Close on Monday announced a two-part initiative to help lenders manage loan pipelines during the federal government shutdown.
According to a company press release, Click n’ Close is offering free lock extensions for U.S. Department of Agriculture (USDA) loans that are already in its wholesale pipeline — and it will accept new locks on eligible USDA loans for the same free extensions through Dec. 31, 2025.
“Government shutdowns add uncertainty and delays that neither lenders nor borrowers can control,” Jeff Bode, CEO of Click n’ Close, said in a statement. “By extending locks on loans already in process and accepting new locks with free extensions through year-end, we’re helping our partners preserve pricing and keep pipelines prepared for when agencies resume regular processing.”
Click n’ Close, recognized by the USDA as one of its Top Wholesale Lender Champions for two consecutive years, is one of the nation’s largest USDA wholesale lenders.
The company also offers proprietary programs such as SmartBuy down payment assistance and a One-Time Close construction program to support affordable homeownership.
The lender’s USDA team says it’s available to help partners navigate the shutdown and explore fast-close alternatives for loans that need immediate action.


