Written by Joe Demarkey, as originally published in The Reverse Review.

From his favorite movie and his most embarrassing moment to his thoughts about the future of the reverse mortgage market, we get the personal and professional facts from Reverse Mortgage Funding’s Joe Demarkey in this month’s edition of The Hot Seat.

 My favorite vacation was in 2012, when my wife and I took our children to Italy and France for 10 days.

My celebrity crush is Scarlett Johansson—isn’t that every guy’s celebrity crush?

If I were a professional athlete, I would be a professional golfer.

My first car was a 1986 Nissan Pulsar.

My most embarrassing moment was when I was working at an amusement park one summer during high school, and I told a young woman she couldn’t get onto the roller coaster because she was pregnant… and she wasn’t.

If I had three wishes they would be finding a cure for cancer, establishing higher HECM principal limit factors and three more wishes.

If I could meet anyone, past or present, it would be Bruce Springsteen.

My favorite movie is My Cousin Vinny. Even the title makes me laugh.

My favorite website is google.com—it helps me appear to be smarter than I really am.

I never miss an episode of ESPN’s SportsCenter.

Every morning I wake up, take a deep breath and realize the alternative is much worse.

I can’t go without two cups of coffee in the morning, listening to at least one Springsteen tune every day, and spending some quality time with my wife and children.

My first job was working as a caddie at a local country club.

My parents taught me how to remain true to myself.

My favorite time of the day is having breakfast and reading the newspaper.

The best lesson I’ve ever learned was that influence is more important than authority.

The most memorable moments in my life were when my wife accepted my marriage proposal and the birth of my two children.

My favorite book is anything by John Grisham.

If I could trade places with someone for a day, I would choose my son. Ah, to be 13 again.

If I could time travel, I would walk the FBI to the security lines at Newark and Logan airports on the morning of 9/11.

The biggest challenge in the reverse mortgage industry is positioning the loan as a smart retirement product.

Ten years from now the reverse mortgage industry will be thriving. There will be significant product innovation and market acceptance.

I am optimistic about the reverse mortgage industry because our country is financially ill-prepared for retirement.

If I could change one thing about the reverse mortgage industry it would be a consistent 6 percent home price appreciation.

The ideal characteristics of leaders in the industry are people who have a long-term view of the industry and who possess impeccable moral standards.