Why investors could see a $100 billion windfall from Dodd-Frank reform efforts 

A recent report from Kroll Bond Ratings Agency suggested that one area that the Trump administration should focus on in its regulatory reform efforts is the requirement that financial institutions hold capital to prevent the need for a bailout in a financial downturn. As a result of those requirements, the country’s six largest banks currently hold more than $100 billion in excess capital. So, what happens to all that money if the capital requirements are overhauled or eliminated?