Spotlight: Research Prompts Retirees to Rethink Reverse Mortgages 

As the reverse mortgage product continues to evolve, so too does the academic research examining its use as a financial tool in retirement. Last spring, David Johnson and Zamira Simkins from the University of Wisconsin–Superior joined the ranks of those studying the HECM’s effectiveness with an article exploring its use in the Journal of Financial Planning.The article, “Retirement Trends, Current Monetary Policy and the Reverse Mortgage Market,” examines demographic and economic trends impacting America’s retirees. “Current and future retirees face a series of challenges that will have a significant impact on their life in retirement,” the article states. “The recent